Finance Calculators

We have included these calculators to help you get an estimate of what may be the case for you when considering action on a new or existing loan.

It is important to note that the figures provided should be used as an estimate only and are based upon the information you put into the calculator. We have made a number of assumptions when producing the calculations including:

• Fees: We have not taken account of fees or charges. Bank fees, government fees and package fees may apply.
• Loan term and loan amount: We assume the loan term and loan amount are what you enter into the calculator whether a variable rate; or a fixed rate or interest only rate which, in practice, will only apply for a limited period after which a different rate will apply.
• Interest rates: We assume that the rate you select is the rate that will apply to your loan for the full loan term but as rates are subject to change, the rate that is current for a product today may not be the rate that actually applies to your loan.
• Repayments: Only your initial repayment amount is calculated. We assume that this repayment amount is payable for the loan term. Repayment amounts can change for a variety of reasons, including to reflect interest rate change changes and any changes to your repayment type.

We would strongly encourage you to talk to us after using the calculators to help with anything you are not sure of and give you further information to help you with yrou decision making.